Finding the right car under $500 down in Herkimer, NY is just a few simple steps away. Each used vehicle in Herkimer listed can be bought with $500 down. Buy a car with 500 dollars down in Herkimer and get an auto loan with $500 down at a single convenient Herkimer New York location. Our Utica-Rome area used car dealers offer you the best chance to finance a used car in Herkimer with a low down payment and a monthly payment that fits within your budget.