Finding the right car under $500 down in Clay, NY is just a few simple steps away. Each used vehicle in Clay listed can be bought with $500 down. Buy a car with 500 dollars down in Clay and get an auto loan with $500 down at a single convenient Clay New York location. Our Syracuse area used car dealers offer you the best chance to finance a used car in Clay with a low down payment and a monthly payment that fits within your budget.