Finding the right car under $500 down in Albany, NY is just a few simple steps away. Each used vehicle in Albany listed can be bought with $500 down. Buy a car with 500 dollars down in Albany and get an auto loan with $500 down at a single convenient Albany New York location. Our Albany-Schenectady-Troy area used car dealers offer you the best chance to finance a used car in Albany with a low down payment and a monthly payment that fits within your budget.