Finding the right car under $500 down in Saint Joseph, MN is just a few simple steps away. Each used vehicle in Saint Joseph listed can be bought with $500 down. Buy a car with 500 dollars down in Saint Joseph and get an auto loan with $500 down at a single convenient Saint Joseph Minnesota location. Our St. Cloud area used car dealers offer you the best chance to finance a used car in Saint Joseph with a low down payment and a monthly payment that fits within your budget.