Finding the right car under $500 down in Monticello, MN is just a few simple steps away. Each used vehicle in Monticello listed can be bought with $500 down. Buy a car with 500 dollars down in Monticello and get an auto loan with $500 down at a single convenient Monticello Minnesota location. Our Minneapolis-St. Paul area used car dealers offer you the best chance to finance a used car in Monticello with a low down payment and a monthly payment that fits within your budget.