Finding the right car under $500 down in Richmond, KY is just a few simple steps away. Each used vehicle in Richmond listed can be bought with $500 down. Buy a car with 500 dollars down in Richmond and get an auto loan with $500 down at a single convenient Richmond Kentucky location. Our Lexington-Fayette area used car dealers offer you the best chance to finance a used car in Richmond with a low down payment and a monthly payment that fits within your budget.