Finding the right car under $500 down in Champaign, IL is just a few simple steps away. Each used vehicle in Champaign listed can be bought with $500 down. Buy a car with 500 dollars down in Champaign and get an auto loan with $500 down at a single convenient Champaign Illinois location. Our Champaign-Urbana area used car dealers offer you the best chance to finance a used car in Champaign with a low down payment and a monthly payment that fits within your budget.