Finding the right car under $500 down in Panama City, FL is just a few simple steps away. Each used vehicle in Panama City listed can be bought with $500 down. Buy a car with 500 dollars down in Panama City and get an auto loan with $500 down at a single convenient Panama City Florida location. Our Panama City area used car dealers offer you the best chance to finance a used car in Panama City with a low down payment and a monthly payment that fits within your budget.