Finding the right car under $500 down in Santa Cruz, CA is just a few simple steps away. Each used vehicle in Santa Cruz listed can be bought with $500 down. Buy a car with 500 dollars down in Santa Cruz and get an auto loan with $500 down at a single convenient Santa Cruz California location. Our Santa Cruz-Watsonville area used car dealers offer you the best chance to finance a used car in Santa Cruz with a low down payment and a monthly payment that fits within your budget.