Finding the right car under $500 down in Santa Barbara, CA is just a few simple steps away. Each used vehicle in Santa Barbara listed can be bought with $500 down. Buy a car with 500 dollars down in Santa Barbara and get an auto loan with $500 down at a single convenient Santa Barbara California location. Our Santa Barbara-Santa Maria-Lompoc area used car dealers offer you the best chance to finance a used car in Santa Barbara with a low down payment and a monthly payment that fits within your budget.