Finding the right car under $500 down in Monterey, CA is just a few simple steps away. Each used vehicle in Monterey listed can be bought with $500 down. Buy a car with 500 dollars down in Monterey and get an auto loan with $500 down at a single convenient Monterey California location. Our Salinas area used car dealers offer you the best chance to finance a used car in Monterey with a low down payment and a monthly payment that fits within your budget.