Finding the right car under $500 down in Merced, CA is just a few simple steps away. Each used vehicle in Merced listed can be bought with $500 down. Buy a car with 500 dollars down in Merced and get an auto loan with $500 down at a single convenient Merced California location. Our Merced area used car dealers offer you the best chance to finance a used car in Merced with a low down payment and a monthly payment that fits within your budget.