Finding the right car under $500 down in Charlotte, NC is just a few simple steps away. Each used vehicle in Charlotte listed can be bought with $500 down. Buy a car with 500 dollars down in Charlotte and get an auto loan with $500 down at a single convenient Charlotte North Carolina location. Our Charlotte-Gastonia-Rock Hill area used car dealers offer you the best chance to finance a used car in Charlotte with a low down payment and a monthly payment that fits within your budget.